I am a retired business consultant living near Edinburgh, but originally from Aberdeen. I voted No largely out of fear - my husband and I are dependent on public sector pensions, and we were worried that there might be problems with the payment of these if Scotland became independent.

Back when the British Merchant fleet was the biggest in the world, British Shipbuilding was booming and, between them, they employed thousands of people. We had British Steel, British Coal, British Rail, British Airways, British Gas, British Power, British Telecoms, and many more, all owned by the state and run, not for profit, but for the good of the country and its people.

I was undecided as to how I would vote in the 2014 referendum until the week, or maybe two weeks before the vote. The prospect of Scotland leaving the EU was a definite deciding factor in me voting NO - as was Gordon Brown's speech.